Rebate Credit Card – Which Merchant Card Should You Choose?

Big savings from your favorite stores can now be had through a store-specific rebate credit card. If you make your regular purchases from a particular store, it may be worth your while to check if it offers a rebate card for you to enjoy big discounts, earn reward points and benefit from card member exclusive offers.

It should be noted that not every rebate credit card is worth getting. It could be that its applicable interest rate and other fees are so steep that any benefit you may get is negated by the costs of the card. A credit card comparison is a must if you want to make sure you get the best rebate card.

When you compare, choose one that offers the widest acceptability for more chances of earning rewards. It should not put a cap on the number of rewards points you earn and should allow easy redemption. Finally, its interest rates and applicable fees should be reasonable enough to allow you to make savings on purchases using your rebate credit card.

Here are some of the store-specific credit cards that offer great benefits and perks to their members:

Target Visa Credit Card – widely accepted wherever Visa cards are accepted, allows its holders to earn points for purchases made using this card. Cardholders enjoy 10% discount on their purchases at target for every 1,000 rewards points earned. As an added bonus, cardholders also enjoy an immediate 10% discount for an entire day’s shopping upon approval of their card application. In its desire to give back, Target also allows consumers to donate up to 1% of their purchases using this card to their chosen eligible K-12 school.

Saks First Avenue Mastercard- cardholders can earn as much as 6 points for every dollar of their purchases at Saks stores using this card. Like any other MasterCard, this rewards card also enjoys wide acceptance all over the globe; therefore, it provides card holders more opportunities to earn rewards points. With an unlimited point earning capacity, cardholders can earn as many points as they want. Rewards points are redeemable through SaksFirst Gift Cards that can be spent at Saks Stores, catalog orders, and Saks.com.

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