Accepting a credit card offer from your current bank for convenience is understandable. You don’t have to worry about getting approved, because you already have established a relationship with your bank and they find you credit-worthy enough to offer you a credit card. You also do not have to worry about customer support since you already have tested and proven your bank’s customer service. However, are you getting a good deal out of your bank card offer? Read the rest of this entry »

A bank credit card, as the name suggests, is a credit card issued by a bank such as Citibank, Discover, or Chase. Since most banks only cater to their account holders, most bank issuers require consumers to open an account before they can qualify for a credit card. If you are thinking of signing up for your bank issued card, it pays to know its advantages and disadvantages to ensure that it is most beneficial to your needs. Read the rest of this entry »