Credit card interest rates – I’m sure you know this is one way credit card companies make profit. You probably also know the reason you get charged interest is because the credit card company is allowing you to spend their money. They are allowing you to use their money for a fee. The longer you use it, the more the fee adds up. The fee they charge is a percentage of the balance owed, and that percentage is the interest rate of the credit card. Read the rest of this entry »

If your credit score will not allow you to qualify for a regular unsecured credit card, a guaranteed credit card may be a good alternative for you. This type of credit card provides a solution to the impasse experienced by creditors with a low credit score who want to start repairing and improving their credit viability so they can qualify for a regular credit card. Read the rest of this entry »

Gold is always associated with affluence and luxury. On the same vein, a gold credit card has become a status symbol at the same level as expensive cars and designer items. Like any other status symbols, you pay for the status associated with it, but at the same time, you get to enjoy the many benefits that go with it. Read the rest of this entry »

Are you wondering whether or not having a credit card for students is a good idea? Your concern is not without basis. A credit card is a financial responsibility. Having one will provide the student a perfect opportunity to learn taking responsibility for their finances or it can also be a training ground for a bad debtor. Read the rest of this entry »

A travel credit card is the perfect companion for the frequent flier. If you constantly use airlines as your form of transportation, this is the perfect card for you. What makes this type of card a good choice? Here are some great reasons to consider one. Read the rest of this entry »

There is nothing more satisfying than a freebie. Most people are not only on the look out for the best deals but for free deals as well. Credit cards are no exception. Who doesn’t want to have the convenience offered by credit cards for free? The concept of a free credit card is enticing and desirable. The question is, are they for real? Is there really a credit card that is offered for free? Read the rest of this entry »