A bank credit card, as the name suggests, is a credit card issued by a bank such as Citibank, Discover, or Chase. Since most banks only cater to their account holders, most bank issuers require consumers to open an account before they can qualify for a credit card. If you are thinking of signing up for your bank issued card, it pays to know its advantages and disadvantages to ensure that it is most beneficial to your needs. Read the rest of this entry »

With more and more consumers defaulting on their credit card payments brought about by the credit crunch of the recent years, as well as, the impending approval of the new credit card regulations, credit card companies are reevaluating the ways of maximizing their revenues. As a consequence, one of the most likely casualties is the rewards card and the perks it offers. Read the rest of this entry »

Credit card comparison is the key to finding the best credit card deals possible. But all your efforts will be for naught if your credit card application gets stamped with R-E-J-E-C-T-E-D in bold red letters. Thus, to help you secure the approval of your application, a quick application guideline is in order. Read the rest of this entry »

If we can just pay off all of our credit card monthly charges before they fall due, we certainly would do so to avoid paying exorbitant interest rates. Unfortunately, most of us cannot afford such concessions. Thus, we go for the next best thing: a low rate credit card. Read the rest of this entry »